Student Debt Relief

Loan Forgiveness and Income-Based Repayment (IBR) Programs

If you are interested in obtaining information about Loan Forgiveness or Income-Based Repayment (IBR) Programs visit the Equal Justice Works site detailing the multiple programs available for those students.   

Also, you can visit the Dept. of Education Federal Student Aid web site for more details on Income Based Repayment (IBR) Plans.

Federal Programs

Public Interest Law

Congressional legislation encourages law school graduates to work in public interest law. Employment in public interest law (or a non-profit organization) might qualify a student for forgiveness of some federal loan debt.

If you are interested in obtaining information about Public Interest Loan Forgiveness visit the Equal Justice Works site or Department of Education's information on Public Service Loans.

Debt Reduction

To reduce a student’s loan debt, we recommend that a student ask about Federal Work Study and investigate loan forgiveness or an IBR program via the Equal Justice Works site. 

An advisor of the Financial Aid Department will meet with any student who wants help reviewing their monthly budget to see how the costs of living may be reduced. 

While the reduction of loan debt is an important priority for all law school students, part of Cooley’s mission aims to provide all students with both an affordable and a quality education.  Responsible use of federal loans is an integral part of student financial aid.  

Loan Repayment Information

GL Advisor is a unique service designed to help law students and recent graduates manage their student debt burden.

• Loan Repayment GL Advisor Presentation Video - How legislation and new government programs have improved the economics of your law degree.

• Presentation Handout - GL Advisor Strategies to Manage Law School Debt

• Federal Repayment Programs - IBR, Loan Forgiveness, Forbearance, Loan Consolidation